LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,021
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,577
−HK$1,581/mo
Today · 4.125%
HK$53,158
baseline
▲ 0.50% · 4.625%
HK$56,393
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,316/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,648
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,141
−HK$1,514/mo
Today · 4.125%
HK$58,655
baseline
▲ 0.50% · 4.625%
HK$61,747
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,310/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,026
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,893
−HK$1,897/mo
Today · 4.125%
HK$63,790
baseline
▲ 0.50% · 4.625%
HK$67,671
+HK$3,881/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,580/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,778
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,569
−HK$1,817/mo
Today · 4.125%
HK$70,386
baseline
▲ 0.50% · 4.625%
HK$74,096
+HK$3,710/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,772/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,030
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,208
−HK$2,213/mo
Today · 4.125%
HK$74,421
baseline
▲ 0.50% · 4.625%
HK$78,950
+HK$4,529/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,842/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,908
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$79,997
−HK$2,120/mo
Today · 4.125%
HK$82,117
baseline
▲ 0.50% · 4.625%
HK$86,445
+HK$4,328/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,234/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,039
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,839
−HK$2,846/mo
Today · 4.125%
HK$95,685
baseline
▲ 0.50% · 4.625%
HK$101,507
+HK$5,822/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,370/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,167
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,853
−HK$2,726/mo
Today · 4.125%
HK$105,579
baseline
▲ 0.50% · 4.625%
HK$111,144
+HK$5,565/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,158/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,312 · Scale 2, in force from 26 Feb 2026)