LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,023
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,579
−HK$1,581/mo
Today · 4.125%
HK$53,160
baseline
▲ 0.50% · 4.625%
HK$56,394
+HK$3,234/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,320/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,650
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,142
−HK$1,514/mo
Today · 4.125%
HK$58,656
baseline
▲ 0.50% · 4.625%
HK$61,748
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,312/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,027
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,894
−HK$1,897/mo
Today · 4.125%
HK$63,791
baseline
▲ 0.50% · 4.625%
HK$67,673
+HK$3,882/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,582/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,780
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,571
−HK$1,817/mo
Today · 4.125%
HK$70,388
baseline
▲ 0.50% · 4.625%
HK$74,098
+HK$3,710/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,776/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,032
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,210
−HK$2,213/mo
Today · 4.125%
HK$74,423
baseline
▲ 0.50% · 4.625%
HK$78,952
+HK$4,529/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,846/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,910
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$79,999
−HK$2,120/mo
Today · 4.125%
HK$82,119
baseline
▲ 0.50% · 4.625%
HK$86,447
+HK$4,328/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,238/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,041
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,842
−HK$2,845/mo
Today · 4.125%
HK$95,687
baseline
▲ 0.50% · 4.625%
HK$101,510
+HK$5,823/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,374/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,170
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,856
−HK$2,725/mo
Today · 4.125%
HK$105,581
baseline
▲ 0.50% · 4.625%
HK$111,147
+HK$5,566/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,162/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,336 · Scale 2, in force from 26 Feb 2026)