LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,024
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,580
−HK$1,580/mo
Today · 4.125%
HK$53,160
baseline
▲ 0.50% · 4.625%
HK$56,395
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,320/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,651
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,143
−HK$1,514/mo
Today · 4.125%
HK$58,657
baseline
▲ 0.50% · 4.625%
HK$61,749
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,314/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,028
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,895
−HK$1,898/mo
Today · 4.125%
HK$63,793
baseline
▲ 0.50% · 4.625%
HK$67,674
+HK$3,881/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$127,586/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,781
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,572
−HK$1,817/mo
Today · 4.125%
HK$70,389
baseline
▲ 0.50% · 4.625%
HK$74,099
+HK$3,710/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$140,778/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,033
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,211
−HK$2,214/mo
Today · 4.125%
HK$74,425
baseline
▲ 0.50% · 4.625%
HK$78,953
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,850/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,911
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$80,000
−HK$2,120/mo
Today · 4.125%
HK$82,120
baseline
▲ 0.50% · 4.625%
HK$86,449
+HK$4,329/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,240/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,042
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,843
−HK$2,846/mo
Today · 4.125%
HK$95,689
baseline
▲ 0.50% · 4.625%
HK$101,511
+HK$5,822/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,378/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,171
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,858
−HK$2,725/mo
Today · 4.125%
HK$105,583
baseline
▲ 0.50% · 4.625%
HK$111,149
+HK$5,566/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,166/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,351 · Scale 2, in force from 26 Feb 2026)