LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,024
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,580
−HK$1,581/mo
Today · 4.125%
HK$53,161
baseline
▲ 0.50% · 4.625%
HK$56,396
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,322/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,651
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,144
−HK$1,514/mo
Today · 4.125%
HK$58,658
baseline
▲ 0.50% · 4.625%
HK$61,750
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,316/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,029
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,896
−HK$1,897/mo
Today · 4.125%
HK$63,793
baseline
▲ 0.50% · 4.625%
HK$67,675
+HK$3,882/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$127,586/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,782
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,573
−HK$1,817/mo
Today · 4.125%
HK$70,390
baseline
▲ 0.50% · 4.625%
HK$74,100
+HK$3,710/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$140,780/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,034
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,212
−HK$2,214/mo
Today · 4.125%
HK$74,426
baseline
▲ 0.50% · 4.625%
HK$78,954
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,852/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,912
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$80,002
−HK$2,119/mo
Today · 4.125%
HK$82,121
baseline
▲ 0.50% · 4.625%
HK$86,450
+HK$4,329/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,242/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,044
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,845
−HK$2,845/mo
Today · 4.125%
HK$95,690
baseline
▲ 0.50% · 4.625%
HK$101,513
+HK$5,823/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,380/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,173
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,859
−HK$2,726/mo
Today · 4.125%
HK$105,585
baseline
▲ 0.50% · 4.625%
HK$111,150
+HK$5,565/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,170/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,365 · Scale 2, in force from 26 Feb 2026)