LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,026
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,582
−HK$1,581/mo
Today · 4.125%
HK$53,163
baseline
▲ 0.50% · 4.625%
HK$56,397
+HK$3,234/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,326/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,653
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,146
−HK$1,514/mo
Today · 4.125%
HK$58,660
baseline
▲ 0.50% · 4.625%
HK$61,752
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,320/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,031
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,898
−HK$1,897/mo
Today · 4.125%
HK$63,795
baseline
▲ 0.50% · 4.625%
HK$67,677
+HK$3,882/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$127,590/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,784
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,575
−HK$1,817/mo
Today · 4.125%
HK$70,392
baseline
▲ 0.50% · 4.625%
HK$74,102
+HK$3,710/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$140,784/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,036
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,214
−HK$2,214/mo
Today · 4.125%
HK$74,428
baseline
▲ 0.50% · 4.625%
HK$78,956
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,856/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,914
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,004
−HK$2,120/mo
Today · 4.125%
HK$82,124
baseline
▲ 0.50% · 4.625%
HK$86,452
+HK$4,328/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,248/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,046
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,847
−HK$2,846/mo
Today · 4.125%
HK$95,693
baseline
▲ 0.50% · 4.625%
HK$101,515
+HK$5,822/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,386/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,175
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,862
−HK$2,725/mo
Today · 4.125%
HK$105,587
baseline
▲ 0.50% · 4.625%
HK$111,153
+HK$5,566/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,174/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,390 · Scale 2, in force from 26 Feb 2026)