LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,027
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,583
−HK$1,581/mo
Today · 4.125%
HK$53,164
baseline
▲ 0.50% · 4.625%
HK$56,399
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,328/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,654
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,147
−HK$1,514/mo
Today · 4.125%
HK$58,661
baseline
▲ 0.50% · 4.625%
HK$61,753
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,322/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,032
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,900
−HK$1,897/mo
Today · 4.125%
HK$63,797
baseline
▲ 0.50% · 4.625%
HK$67,679
+HK$3,882/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$127,594/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,785
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,576
−HK$1,817/mo
Today · 4.125%
HK$70,393
baseline
▲ 0.50% · 4.625%
HK$74,104
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$140,786/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,038
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,216
−HK$2,214/mo
Today · 4.125%
HK$74,430
baseline
▲ 0.50% · 4.625%
HK$78,958
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,860/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,916
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,006
−HK$2,120/mo
Today · 4.125%
HK$82,126
baseline
▲ 0.50% · 4.625%
HK$86,455
+HK$4,329/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,252/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,048
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,849
−HK$2,846/mo
Today · 4.125%
HK$95,695
baseline
▲ 0.50% · 4.625%
HK$101,518
+HK$5,823/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,390/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,178
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,865
−HK$2,725/mo
Today · 4.125%
HK$105,590
baseline
▲ 0.50% · 4.625%
HK$111,156
+HK$5,566/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,180/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,414 · Scale 2, in force from 26 Feb 2026)