LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,030
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,587
−HK$1,581/mo
Today · 4.125%
HK$53,168
baseline
▲ 0.50% · 4.625%
HK$56,403
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,336/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,658
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,151
−HK$1,514/mo
Today · 4.125%
HK$58,665
baseline
▲ 0.50% · 4.625%
HK$61,758
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,330/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,036
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,904
−HK$1,897/mo
Today · 4.125%
HK$63,801
baseline
▲ 0.50% · 4.625%
HK$67,683
+HK$3,882/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$127,602/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,790
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,581
−HK$1,817/mo
Today · 4.125%
HK$70,398
baseline
▲ 0.50% · 4.625%
HK$74,109
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$140,796/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,042
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,221
−HK$2,214/mo
Today · 4.125%
HK$74,435
baseline
▲ 0.50% · 4.625%
HK$78,964
+HK$4,529/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,870/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,921
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,011
−HK$2,120/mo
Today · 4.125%
HK$82,131
baseline
▲ 0.50% · 4.625%
HK$86,461
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,262/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,055
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,856
−HK$2,846/mo
Today · 4.125%
HK$95,702
baseline
▲ 0.50% · 4.625%
HK$101,525
+HK$5,823/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,404/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,185
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,872
−HK$2,725/mo
Today · 4.125%
HK$105,597
baseline
▲ 0.50% · 4.625%
HK$111,164
+HK$5,567/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,194/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,478 · Scale 2, in force from 26 Feb 2026)