LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,032
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,588
−HK$1,581/mo
Today · 4.125%
HK$53,169
baseline
▲ 0.50% · 4.625%
HK$56,404
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,338/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,660
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,152
−HK$1,515/mo
Today · 4.125%
HK$58,667
baseline
▲ 0.50% · 4.625%
HK$61,759
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,334/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,038
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,905
−HK$1,898/mo
Today · 4.125%
HK$63,803
baseline
▲ 0.50% · 4.625%
HK$67,685
+HK$3,882/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$127,606/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,791
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,583
−HK$1,817/mo
Today · 4.125%
HK$70,400
baseline
▲ 0.50% · 4.625%
HK$74,111
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$140,800/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,044
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,223
−HK$2,214/mo
Today · 4.125%
HK$74,437
baseline
▲ 0.50% · 4.625%
HK$78,966
+HK$4,529/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,874/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,923
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,013
−HK$2,120/mo
Today · 4.125%
HK$82,133
baseline
▲ 0.50% · 4.625%
HK$86,463
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,266/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,057
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,858
−HK$2,846/mo
Today · 4.125%
HK$95,704
baseline
▲ 0.50% · 4.625%
HK$101,527
+HK$5,823/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,408/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,187
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,874
−HK$2,726/mo
Today · 4.125%
HK$105,600
baseline
▲ 0.50% · 4.625%
HK$111,166
+HK$5,566/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,200/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,501 · Scale 2, in force from 26 Feb 2026)