LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,033
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,589
−HK$1,581/mo
Today · 4.125%
HK$53,170
baseline
▲ 0.50% · 4.625%
HK$56,405
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,340/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,661
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,153
−HK$1,515/mo
Today · 4.125%
HK$58,668
baseline
▲ 0.50% · 4.625%
HK$61,760
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,336/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,039
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,907
−HK$1,897/mo
Today · 4.125%
HK$63,804
baseline
▲ 0.50% · 4.625%
HK$67,686
+HK$3,882/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$127,608/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,793
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,584
−HK$1,817/mo
Today · 4.125%
HK$70,401
baseline
▲ 0.50% · 4.625%
HK$74,112
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.16M · min. income ≈ HK$140,802/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,046
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,224
−HK$2,214/mo
Today · 4.125%
HK$74,438
baseline
▲ 0.50% · 4.625%
HK$78,967
+HK$4,529/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,876/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,925
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,015
−HK$2,120/mo
Today · 4.125%
HK$82,135
baseline
▲ 0.50% · 4.625%
HK$86,464
+HK$4,329/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,270/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,059
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,860
−HK$2,846/mo
Today · 4.125%
HK$95,706
baseline
▲ 0.50% · 4.625%
HK$101,530
+HK$5,824/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,412/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,189
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,876
−HK$2,726/mo
Today · 4.125%
HK$105,602
baseline
▲ 0.50% · 4.625%
HK$111,169
+HK$5,567/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,204/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,520 · Scale 2, in force from 26 Feb 2026)