LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,034
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,590
−HK$1,581/mo
Today · 4.125%
HK$53,171
baseline
▲ 0.50% · 4.625%
HK$56,407
+HK$3,236/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,342/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,662
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,155
−HK$1,514/mo
Today · 4.125%
HK$58,669
baseline
▲ 0.50% · 4.625%
HK$61,762
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,338/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,040
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,908
−HK$1,897/mo
Today · 4.125%
HK$63,805
baseline
▲ 0.50% · 4.625%
HK$67,688
+HK$3,883/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,610/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,794
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,586
−HK$1,817/mo
Today · 4.125%
HK$70,403
baseline
▲ 0.50% · 4.625%
HK$74,114
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,806/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,047
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,226
−HK$2,214/mo
Today · 4.125%
HK$74,440
baseline
▲ 0.50% · 4.625%
HK$78,969
+HK$4,529/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,880/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,927
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,017
−HK$2,120/mo
Today · 4.125%
HK$82,137
baseline
▲ 0.50% · 4.625%
HK$86,466
+HK$4,329/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,274/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,061
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,862
−HK$2,846/mo
Today · 4.125%
HK$95,708
baseline
▲ 0.50% · 4.625%
HK$101,532
+HK$5,824/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,416/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,191
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,879
−HK$2,726/mo
Today · 4.125%
HK$105,605
baseline
▲ 0.50% · 4.625%
HK$111,171
+HK$5,566/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,210/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,540 · Scale 2, in force from 26 Feb 2026)