LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,034
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,591
−HK$1,581/mo
Today · 4.125%
HK$53,172
baseline
▲ 0.50% · 4.625%
HK$56,407
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,344/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,663
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,156
−HK$1,514/mo
Today · 4.125%
HK$58,670
baseline
▲ 0.50% · 4.625%
HK$61,763
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,340/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,041
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,909
−HK$1,897/mo
Today · 4.125%
HK$63,806
baseline
▲ 0.50% · 4.625%
HK$67,689
+HK$3,883/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,612/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,795
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,587
−HK$1,817/mo
Today · 4.125%
HK$70,404
baseline
▲ 0.50% · 4.625%
HK$74,115
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,808/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,048
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,227
−HK$2,214/mo
Today · 4.125%
HK$74,441
baseline
▲ 0.50% · 4.625%
HK$78,970
+HK$4,529/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,882/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,928
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,018
−HK$2,120/mo
Today · 4.125%
HK$82,138
baseline
▲ 0.50% · 4.625%
HK$86,468
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,276/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,062
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,863
−HK$2,847/mo
Today · 4.125%
HK$95,710
baseline
▲ 0.50% · 4.625%
HK$101,533
+HK$5,823/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,420/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,193
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,880
−HK$2,726/mo
Today · 4.125%
HK$105,606
baseline
▲ 0.50% · 4.625%
HK$111,173
+HK$5,567/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,212/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,554 · Scale 2, in force from 26 Feb 2026)