LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,035
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,592
−HK$1,581/mo
Today · 4.125%
HK$53,173
baseline
▲ 0.50% · 4.625%
HK$56,408
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,346/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,664
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,156
−HK$1,515/mo
Today · 4.125%
HK$58,671
baseline
▲ 0.50% · 4.625%
HK$61,764
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,342/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,042
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,910
−HK$1,897/mo
Today · 4.125%
HK$63,807
baseline
▲ 0.50% · 4.625%
HK$67,690
+HK$3,883/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,614/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,796
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,588
−HK$1,817/mo
Today · 4.125%
HK$70,405
baseline
▲ 0.50% · 4.625%
HK$74,116
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,810/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,049
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,228
−HK$2,214/mo
Today · 4.125%
HK$74,442
baseline
▲ 0.50% · 4.625%
HK$78,972
+HK$4,530/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,884/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,929
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,019
−HK$2,120/mo
Today · 4.125%
HK$82,139
baseline
▲ 0.50% · 4.625%
HK$86,469
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,278/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,063
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,865
−HK$2,846/mo
Today · 4.125%
HK$95,711
baseline
▲ 0.50% · 4.625%
HK$101,535
+HK$5,824/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,422/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,194
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,882
−HK$2,726/mo
Today · 4.125%
HK$105,608
baseline
▲ 0.50% · 4.625%
HK$111,174
+HK$5,566/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,216/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,568 · Scale 2, in force from 26 Feb 2026)