LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,036
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,593
−HK$1,581/mo
Today · 4.125%
HK$53,174
baseline
▲ 0.50% · 4.625%
HK$56,409
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,348/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,665
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,158
−HK$1,514/mo
Today · 4.125%
HK$58,672
baseline
▲ 0.50% · 4.625%
HK$61,765
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,344/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,043
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,911
−HK$1,898/mo
Today · 4.125%
HK$63,809
baseline
▲ 0.50% · 4.625%
HK$67,691
+HK$3,882/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,618/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,798
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,589
−HK$1,818/mo
Today · 4.125%
HK$70,407
baseline
▲ 0.50% · 4.625%
HK$74,118
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,814/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,051
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,230
−HK$2,213/mo
Today · 4.125%
HK$74,443
baseline
▲ 0.50% · 4.625%
HK$78,973
+HK$4,530/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,886/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,931
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,021
−HK$2,120/mo
Today · 4.125%
HK$82,141
baseline
▲ 0.50% · 4.625%
HK$86,471
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,282/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,065
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,867
−HK$2,846/mo
Today · 4.125%
HK$95,713
baseline
▲ 0.50% · 4.625%
HK$101,537
+HK$5,824/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,426/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,197
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,884
−HK$2,726/mo
Today · 4.125%
HK$105,610
baseline
▲ 0.50% · 4.625%
HK$111,177
+HK$5,567/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,220/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,588 · Scale 2, in force from 26 Feb 2026)