LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,037
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,593
−HK$1,582/mo
Today · 4.125%
HK$53,175
baseline
▲ 0.50% · 4.625%
HK$56,410
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,350/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,666
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,159
−HK$1,514/mo
Today · 4.125%
HK$58,673
baseline
▲ 0.50% · 4.625%
HK$61,766
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,346/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,044
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,912
−HK$1,898/mo
Today · 4.125%
HK$63,810
baseline
▲ 0.50% · 4.625%
HK$67,692
+HK$3,882/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,620/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,799
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,590
−HK$1,818/mo
Today · 4.125%
HK$70,408
baseline
▲ 0.50% · 4.625%
HK$74,119
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,816/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,052
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,231
−HK$2,214/mo
Today · 4.125%
HK$74,445
baseline
▲ 0.50% · 4.625%
HK$78,974
+HK$4,529/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,890/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,932
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,022
−HK$2,120/mo
Today · 4.125%
HK$82,142
baseline
▲ 0.50% · 4.625%
HK$86,472
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,284/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,067
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,868
−HK$2,847/mo
Today · 4.125%
HK$95,715
baseline
▲ 0.50% · 4.625%
HK$101,539
+HK$5,824/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,430/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,198
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,886
−HK$2,726/mo
Today · 4.125%
HK$105,612
baseline
▲ 0.50% · 4.625%
HK$111,179
+HK$5,567/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,224/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,603 · Scale 2, in force from 26 Feb 2026)