LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,039
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,595
−HK$1,582/mo
Today · 4.125%
HK$53,177
baseline
▲ 0.50% · 4.625%
HK$56,413
+HK$3,236/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,354/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,668
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,161
−HK$1,514/mo
Today · 4.125%
HK$58,675
baseline
▲ 0.50% · 4.625%
HK$61,768
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,350/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,047
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,915
−HK$1,897/mo
Today · 4.125%
HK$63,812
baseline
▲ 0.50% · 4.625%
HK$67,695
+HK$3,883/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,624/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,801
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,593
−HK$1,817/mo
Today · 4.125%
HK$70,410
baseline
▲ 0.50% · 4.625%
HK$74,122
+HK$3,712/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,820/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,055
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,234
−HK$2,214/mo
Today · 4.125%
HK$74,448
baseline
▲ 0.50% · 4.625%
HK$78,978
+HK$4,530/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,896/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,935
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,025
−HK$2,121/mo
Today · 4.125%
HK$82,146
baseline
▲ 0.50% · 4.625%
HK$86,476
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,292/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,070
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,872
−HK$2,846/mo
Today · 4.125%
HK$95,718
baseline
▲ 0.50% · 4.625%
HK$101,543
+HK$5,825/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,436/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,202
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,890
−HK$2,726/mo
Today · 4.125%
HK$105,616
baseline
▲ 0.50% · 4.625%
HK$111,183
+HK$5,567/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,232/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,640 · Scale 2, in force from 26 Feb 2026)