LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,042
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,599
−HK$1,581/mo
Today · 4.125%
HK$53,180
baseline
▲ 0.50% · 4.625%
HK$56,416
+HK$3,236/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,360/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,671
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,165
−HK$1,514/mo
Today · 4.125%
HK$58,679
baseline
▲ 0.50% · 4.625%
HK$61,772
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,358/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,051
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,919
−HK$1,897/mo
Today · 4.125%
HK$63,816
baseline
▲ 0.50% · 4.625%
HK$67,699
+HK$3,883/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,632/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,806
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,597
−HK$1,818/mo
Today · 4.125%
HK$70,415
baseline
▲ 0.50% · 4.625%
HK$74,127
+HK$3,712/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,830/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,059
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,238
−HK$2,214/mo
Today · 4.125%
HK$74,452
baseline
▲ 0.50% · 4.625%
HK$78,983
+HK$4,531/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,904/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,940
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,030
−HK$2,121/mo
Today · 4.125%
HK$82,151
baseline
▲ 0.50% · 4.625%
HK$86,481
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,302/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,076
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,878
−HK$2,847/mo
Today · 4.125%
HK$95,725
baseline
▲ 0.50% · 4.625%
HK$101,549
+HK$5,824/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,450/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,209
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,896
−HK$2,727/mo
Today · 4.125%
HK$105,623
baseline
▲ 0.50% · 4.625%
HK$111,190
+HK$5,567/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,246/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,700 · Scale 2, in force from 26 Feb 2026)