LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,043
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,599
−HK$1,582/mo
Today · 4.125%
HK$53,181
baseline
▲ 0.50% · 4.625%
HK$56,417
+HK$3,236/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,362/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,672
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,165
−HK$1,515/mo
Today · 4.125%
HK$58,680
baseline
▲ 0.50% · 4.625%
HK$61,773
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,360/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,051
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,919
−HK$1,898/mo
Today · 4.125%
HK$63,817
baseline
▲ 0.50% · 4.625%
HK$67,700
+HK$3,883/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,634/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,807
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,598
−HK$1,818/mo
Today · 4.125%
HK$70,416
baseline
▲ 0.50% · 4.625%
HK$74,128
+HK$3,712/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,832/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,060
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,239
−HK$2,214/mo
Today · 4.125%
HK$74,453
baseline
▲ 0.50% · 4.625%
HK$78,984
+HK$4,531/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,906/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,941
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,031
−HK$2,121/mo
Today · 4.125%
HK$82,152
baseline
▲ 0.50% · 4.625%
HK$86,482
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,304/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,077
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,879
−HK$2,847/mo
Today · 4.125%
HK$95,726
baseline
▲ 0.50% · 4.625%
HK$101,550
+HK$5,824/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,452/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,210
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,897
−HK$2,727/mo
Today · 4.125%
HK$105,624
baseline
▲ 0.50% · 4.625%
HK$111,191
+HK$5,567/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,248/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,712 · Scale 2, in force from 26 Feb 2026)