LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,045
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,602
−HK$1,582/mo
Today · 4.125%
HK$53,184
baseline
▲ 0.50% · 4.625%
HK$56,420
+HK$3,236/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,368/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,675
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,168
−HK$1,515/mo
Today · 4.125%
HK$58,683
baseline
▲ 0.50% · 4.625%
HK$61,776
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,366/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,054
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,923
−HK$1,897/mo
Today · 4.125%
HK$63,820
baseline
▲ 0.50% · 4.625%
HK$67,704
+HK$3,884/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,640/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,810
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,602
−HK$1,818/mo
Today · 4.125%
HK$70,420
baseline
▲ 0.50% · 4.625%
HK$74,131
+HK$3,711/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,840/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,064
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,243
−HK$2,214/mo
Today · 4.125%
HK$74,457
baseline
▲ 0.50% · 4.625%
HK$78,988
+HK$4,531/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,914/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,945
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,035
−HK$2,121/mo
Today · 4.125%
HK$82,156
baseline
▲ 0.50% · 4.625%
HK$86,487
+HK$4,331/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,312/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,082
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,884
−HK$2,847/mo
Today · 4.125%
HK$95,731
baseline
▲ 0.50% · 4.625%
HK$101,556
+HK$5,825/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,462/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,215
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,903
−HK$2,726/mo
Today · 4.125%
HK$105,629
baseline
▲ 0.50% · 4.625%
HK$111,197
+HK$5,568/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,258/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,759 · Scale 2, in force from 26 Feb 2026)