LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,046
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,603
−HK$1,582/mo
Today · 4.125%
HK$53,185
baseline
▲ 0.50% · 4.625%
HK$56,421
+HK$3,236/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,370/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,676
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,169
−HK$1,515/mo
Today · 4.125%
HK$58,684
baseline
▲ 0.50% · 4.625%
HK$61,777
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,368/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,056
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,924
−HK$1,898/mo
Today · 4.125%
HK$63,822
baseline
▲ 0.50% · 4.625%
HK$67,705
+HK$3,883/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,644/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,811
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,603
−HK$1,818/mo
Today · 4.125%
HK$70,421
baseline
▲ 0.50% · 4.625%
HK$74,133
+HK$3,712/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,842/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,065
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,244
−HK$2,215/mo
Today · 4.125%
HK$74,459
baseline
▲ 0.50% · 4.625%
HK$78,989
+HK$4,530/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,918/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,946
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,037
−HK$2,121/mo
Today · 4.125%
HK$82,158
baseline
▲ 0.50% · 4.625%
HK$86,488
+HK$4,330/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,316/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,083
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,885
−HK$2,847/mo
Today · 4.125%
HK$95,732
baseline
▲ 0.50% · 4.625%
HK$101,557
+HK$5,825/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,464/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,217
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,905
−HK$2,726/mo
Today · 4.125%
HK$105,631
baseline
▲ 0.50% · 4.625%
HK$111,199
+HK$5,568/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,262/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,776 · Scale 2, in force from 26 Feb 2026)