LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,048
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,605
−HK$1,582/mo
Today · 4.125%
HK$53,187
baseline
▲ 0.50% · 4.625%
HK$56,423
+HK$3,236/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,374/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,678
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,172
−HK$1,515/mo
Today · 4.125%
HK$58,687
baseline
▲ 0.50% · 4.625%
HK$61,780
+HK$3,093/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,374/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,058
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$61,926
−HK$1,898/mo
Today · 4.125%
HK$63,824
baseline
▲ 0.50% · 4.625%
HK$67,708
+HK$3,884/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,648/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,814
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,606
−HK$1,818/mo
Today · 4.125%
HK$70,424
baseline
▲ 0.50% · 4.625%
HK$74,136
+HK$3,712/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,848/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,068
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,247
−HK$2,215/mo
Today · 4.125%
HK$74,462
baseline
▲ 0.50% · 4.625%
HK$78,993
+HK$4,531/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,924/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,950
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,040
−HK$2,121/mo
Today · 4.125%
HK$82,161
baseline
▲ 0.50% · 4.625%
HK$86,492
+HK$4,331/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,322/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,087
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,889
−HK$2,848/mo
Today · 4.125%
HK$95,737
baseline
▲ 0.50% · 4.625%
HK$101,562
+HK$5,825/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$191,474/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,221
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,909
−HK$2,727/mo
Today · 4.125%
HK$105,636
baseline
▲ 0.50% · 4.625%
HK$111,204
+HK$5,568/mo
Deposit HK$2.19M · loan HK$19.75M · min. income ≈ HK$211,272/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,817 · Scale 2, in force from 26 Feb 2026)