LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,052
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,609
−HK$1,582/mo
Today · 4.125%
HK$53,191
baseline
▲ 0.50% · 4.625%
HK$56,427
+HK$3,236/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,382/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,682
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,176
−HK$1,515/mo
Today · 4.125%
HK$58,691
baseline
▲ 0.50% · 4.625%
HK$61,784
+HK$3,093/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,382/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,062
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,931
−HK$1,898/mo
Today · 4.125%
HK$63,829
baseline
▲ 0.50% · 4.625%
HK$67,713
+HK$3,884/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,658/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,819
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,611
−HK$1,818/mo
Today · 4.125%
HK$70,429
baseline
▲ 0.50% · 4.625%
HK$74,141
+HK$3,712/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,858/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,073
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,252
−HK$2,215/mo
Today · 4.125%
HK$74,467
baseline
▲ 0.50% · 4.625%
HK$78,998
+HK$4,531/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,934/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,955
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,046
−HK$2,121/mo
Today · 4.125%
HK$82,167
baseline
▲ 0.50% · 4.625%
HK$86,498
+HK$4,331/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,334/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,094
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,896
−HK$2,847/mo
Today · 4.125%
HK$95,743
baseline
▲ 0.50% · 4.625%
HK$101,569
+HK$5,826/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,486/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,228
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,916
−HK$2,727/mo
Today · 4.125%
HK$105,643
baseline
▲ 0.50% · 4.625%
HK$111,212
+HK$5,569/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,286/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,883 · Scale 2, in force from 26 Feb 2026)