LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,054
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,611
−HK$1,581/mo
Today · 4.125%
HK$53,192
baseline
▲ 0.50% · 4.625%
HK$56,429
+HK$3,237/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,384/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,684
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,178
−HK$1,515/mo
Today · 4.125%
HK$58,693
baseline
▲ 0.50% · 4.625%
HK$61,786
+HK$3,093/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,386/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,064
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,933
−HK$1,898/mo
Today · 4.125%
HK$63,831
baseline
▲ 0.50% · 4.625%
HK$67,715
+HK$3,884/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,662/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,821
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,613
−HK$1,818/mo
Today · 4.125%
HK$70,431
baseline
▲ 0.50% · 4.625%
HK$74,144
+HK$3,713/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,862/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,075
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,255
−HK$2,214/mo
Today · 4.125%
HK$74,469
baseline
▲ 0.50% · 4.625%
HK$79,001
+HK$4,532/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,938/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,958
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,049
−HK$2,121/mo
Today · 4.125%
HK$82,170
baseline
▲ 0.50% · 4.625%
HK$86,501
+HK$4,331/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,340/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,096
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,899
−HK$2,847/mo
Today · 4.125%
HK$95,746
baseline
▲ 0.50% · 4.625%
HK$101,572
+HK$5,826/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,492/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,231
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,920
−HK$2,727/mo
Today · 4.125%
HK$105,647
baseline
▲ 0.50% · 4.625%
HK$111,215
+HK$5,568/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,294/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,912 · Scale 2, in force from 26 Feb 2026)