LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,054
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,611
−HK$1,582/mo
Today · 4.125%
HK$53,193
baseline
▲ 0.50% · 4.625%
HK$56,430
+HK$3,237/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,386/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,685
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,178
−HK$1,515/mo
Today · 4.125%
HK$58,693
baseline
▲ 0.50% · 4.625%
HK$61,787
+HK$3,094/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,386/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,065
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,933
−HK$1,899/mo
Today · 4.125%
HK$63,832
baseline
▲ 0.50% · 4.625%
HK$67,716
+HK$3,884/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,664/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,822
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,614
−HK$1,818/mo
Today · 4.125%
HK$70,432
baseline
▲ 0.50% · 4.625%
HK$74,145
+HK$3,713/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,864/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,076
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,256
−HK$2,214/mo
Today · 4.125%
HK$74,470
baseline
▲ 0.50% · 4.625%
HK$79,002
+HK$4,532/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,940/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,959
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,050
−HK$2,121/mo
Today · 4.125%
HK$82,171
baseline
▲ 0.50% · 4.625%
HK$86,502
+HK$4,331/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,342/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,098
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,900
−HK$2,848/mo
Today · 4.125%
HK$95,748
baseline
▲ 0.50% · 4.625%
HK$101,574
+HK$5,826/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,496/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,233
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,921
−HK$2,727/mo
Today · 4.125%
HK$105,648
baseline
▲ 0.50% · 4.625%
HK$111,217
+HK$5,569/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,296/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,925 · Scale 2, in force from 26 Feb 2026)