LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,057
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,614
−HK$1,582/mo
Today · 4.125%
HK$53,196
baseline
▲ 0.50% · 4.625%
HK$56,432
+HK$3,236/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,392/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,688
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,181
−HK$1,515/mo
Today · 4.125%
HK$58,696
baseline
▲ 0.50% · 4.625%
HK$61,790
+HK$3,094/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,392/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,068
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,936
−HK$1,899/mo
Today · 4.125%
HK$63,835
baseline
▲ 0.50% · 4.625%
HK$67,719
+HK$3,884/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,670/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,825
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,617
−HK$1,818/mo
Today · 4.125%
HK$70,435
baseline
▲ 0.50% · 4.625%
HK$74,148
+HK$3,713/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,870/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,079
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,259
−HK$2,215/mo
Today · 4.125%
HK$74,474
baseline
▲ 0.50% · 4.625%
HK$79,005
+HK$4,531/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,948/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,963
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,053
−HK$2,122/mo
Today · 4.125%
HK$82,175
baseline
▲ 0.50% · 4.625%
HK$86,506
+HK$4,331/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,350/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,102
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,905
−HK$2,847/mo
Today · 4.125%
HK$95,752
baseline
▲ 0.50% · 4.625%
HK$101,578
+HK$5,826/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,504/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,238
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,926
−HK$2,727/mo
Today · 4.125%
HK$105,653
baseline
▲ 0.50% · 4.625%
HK$111,222
+HK$5,569/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,306/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,969 · Scale 2, in force from 26 Feb 2026)