LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,058
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,615
−HK$1,582/mo
Today · 4.125%
HK$53,197
baseline
▲ 0.50% · 4.625%
HK$56,434
+HK$3,237/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,394/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,689
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,183
−HK$1,515/mo
Today · 4.125%
HK$58,698
baseline
▲ 0.50% · 4.625%
HK$61,792
+HK$3,094/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,396/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$932,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,070
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,938
−HK$1,899/mo
Today · 4.125%
HK$63,837
baseline
▲ 0.50% · 4.625%
HK$67,721
+HK$3,884/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,674/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,827
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,619
−HK$1,819/mo
Today · 4.125%
HK$70,438
baseline
▲ 0.50% · 4.625%
HK$74,150
+HK$3,712/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,876/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,081
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,261
−HK$2,215/mo
Today · 4.125%
HK$74,476
baseline
▲ 0.50% · 4.625%
HK$79,008
+HK$4,532/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,952/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,965
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,056
−HK$2,121/mo
Today · 4.125%
HK$82,177
baseline
▲ 0.50% · 4.625%
HK$86,509
+HK$4,332/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,354/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,105
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,908
−HK$2,847/mo
Today · 4.125%
HK$95,755
baseline
▲ 0.50% · 4.625%
HK$101,582
+HK$5,827/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,510/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,241
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,929
−HK$2,727/mo
Today · 4.125%
HK$105,656
baseline
▲ 0.50% · 4.625%
HK$111,226
+HK$5,570/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,312/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,998 · Scale 2, in force from 26 Feb 2026)