LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,059
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,616
−HK$1,582/mo
Today · 4.125%
HK$53,198
baseline
▲ 0.50% · 4.625%
HK$56,435
+HK$3,237/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,396/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,690
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,183
−HK$1,515/mo
Today · 4.125%
HK$58,698
baseline
▲ 0.50% · 4.625%
HK$61,793
+HK$3,095/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,396/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,070
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,939
−HK$1,898/mo
Today · 4.125%
HK$63,837
baseline
▲ 0.50% · 4.625%
HK$67,722
+HK$3,885/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,674/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$933,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,828
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,620
−HK$1,818/mo
Today · 4.125%
HK$70,438
baseline
▲ 0.50% · 4.625%
HK$74,151
+HK$3,713/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,876/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$933,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,082
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,262
−HK$2,215/mo
Today · 4.125%
HK$74,477
baseline
▲ 0.50% · 4.625%
HK$79,009
+HK$4,532/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,954/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,966
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,057
−HK$2,121/mo
Today · 4.125%
HK$82,178
baseline
▲ 0.50% · 4.625%
HK$86,510
+HK$4,332/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,356/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,106
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,908
−HK$2,848/mo
Today · 4.125%
HK$95,756
baseline
▲ 0.50% · 4.625%
HK$101,582
+HK$5,826/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,512/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,242
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,930
−HK$2,727/mo
Today · 4.125%
HK$105,657
baseline
▲ 0.50% · 4.625%
HK$111,227
+HK$5,570/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,314/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,006 · Scale 2, in force from 26 Feb 2026)