LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,060
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,617
−HK$1,583/mo
Today · 4.125%
HK$53,200
baseline
▲ 0.50% · 4.625%
HK$56,437
+HK$3,237/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,400/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,692
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,185
−HK$1,515/mo
Today · 4.125%
HK$58,700
baseline
▲ 0.50% · 4.625%
HK$61,795
+HK$3,095/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,400/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,072
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,941
−HK$1,898/mo
Today · 4.125%
HK$63,839
baseline
▲ 0.50% · 4.625%
HK$67,724
+HK$3,885/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,678/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$933,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,830
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,622
−HK$1,819/mo
Today · 4.125%
HK$70,441
baseline
▲ 0.50% · 4.625%
HK$74,154
+HK$3,713/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,882/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$933,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,084
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,264
−HK$2,215/mo
Today · 4.125%
HK$74,479
baseline
▲ 0.50% · 4.625%
HK$79,011
+HK$4,532/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,958/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,968
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,059
−HK$2,122/mo
Today · 4.125%
HK$82,181
baseline
▲ 0.50% · 4.625%
HK$86,512
+HK$4,331/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,362/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,109
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,911
−HK$2,848/mo
Today · 4.125%
HK$95,759
baseline
▲ 0.50% · 4.625%
HK$101,586
+HK$5,827/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,518/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,245
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,933
−HK$2,728/mo
Today · 4.125%
HK$105,661
baseline
▲ 0.50% · 4.625%
HK$111,230
+HK$5,569/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,322/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,037 · Scale 2, in force from 26 Feb 2026)