LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,065
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,622
−HK$1,582/mo
Today · 4.125%
HK$53,204
baseline
▲ 0.50% · 4.625%
HK$56,441
+HK$3,237/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,408/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,696
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,190
−HK$1,516/mo
Today · 4.125%
HK$58,706
baseline
▲ 0.50% · 4.625%
HK$61,800
+HK$3,094/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,412/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,078
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,946
−HK$1,899/mo
Today · 4.125%
HK$63,845
baseline
▲ 0.50% · 4.625%
HK$67,730
+HK$3,885/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,690/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,836
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,628
−HK$1,819/mo
Today · 4.125%
HK$70,447
baseline
▲ 0.50% · 4.625%
HK$74,160
+HK$3,713/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,894/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,090
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,271
−HK$2,215/mo
Today · 4.125%
HK$74,486
baseline
▲ 0.50% · 4.625%
HK$79,018
+HK$4,532/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,972/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,975
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,066
−HK$2,122/mo
Today · 4.125%
HK$82,188
baseline
▲ 0.50% · 4.625%
HK$86,520
+HK$4,332/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,376/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,116
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,919
−HK$2,848/mo
Today · 4.125%
HK$95,767
baseline
▲ 0.50% · 4.625%
HK$101,595
+HK$5,828/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,534/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,254
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,942
−HK$2,728/mo
Today · 4.125%
HK$105,670
baseline
▲ 0.50% · 4.625%
HK$111,240
+HK$5,570/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,340/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,118 · Scale 2, in force from 26 Feb 2026)