LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,065
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,622
−HK$1,583/mo
Today · 4.125%
HK$53,205
baseline
▲ 0.50% · 4.625%
HK$56,442
+HK$3,237/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,410/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,697
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,191
−HK$1,515/mo
Today · 4.125%
HK$58,706
baseline
▲ 0.50% · 4.625%
HK$61,800
+HK$3,094/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,412/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,078
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,947
−HK$1,898/mo
Today · 4.125%
HK$63,845
baseline
▲ 0.50% · 4.625%
HK$67,730
+HK$3,885/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,690/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,836
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,629
−HK$1,818/mo
Today · 4.125%
HK$70,447
baseline
▲ 0.50% · 4.625%
HK$74,161
+HK$3,714/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,894/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,091
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,271
−HK$2,215/mo
Today · 4.125%
HK$74,486
baseline
▲ 0.50% · 4.625%
HK$79,019
+HK$4,533/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,972/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,976
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,067
−HK$2,121/mo
Today · 4.125%
HK$82,188
baseline
▲ 0.50% · 4.625%
HK$86,521
+HK$4,333/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,376/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,117
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,920
−HK$2,848/mo
Today · 4.125%
HK$95,768
baseline
▲ 0.50% · 4.625%
HK$101,595
+HK$5,827/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,536/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,254
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,943
−HK$2,728/mo
Today · 4.125%
HK$105,671
baseline
▲ 0.50% · 4.625%
HK$111,241
+HK$5,570/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,342/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,125 · Scale 2, in force from 26 Feb 2026)