LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,066
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,623
−HK$1,583/mo
Today · 4.125%
HK$53,206
baseline
▲ 0.50% · 4.625%
HK$56,443
+HK$3,237/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,412/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,698
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,192
−HK$1,515/mo
Today · 4.125%
HK$58,707
baseline
▲ 0.50% · 4.625%
HK$61,802
+HK$3,095/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,414/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,079
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,948
−HK$1,899/mo
Today · 4.125%
HK$63,847
baseline
▲ 0.50% · 4.625%
HK$67,732
+HK$3,885/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,694/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,838
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,630
−HK$1,819/mo
Today · 4.125%
HK$70,449
baseline
▲ 0.50% · 4.625%
HK$74,162
+HK$3,713/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,898/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,092
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,273
−HK$2,215/mo
Today · 4.125%
HK$74,488
baseline
▲ 0.50% · 4.625%
HK$79,020
+HK$4,532/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,976/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,977
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,068
−HK$2,122/mo
Today · 4.125%
HK$82,190
baseline
▲ 0.50% · 4.625%
HK$86,522
+HK$4,332/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,380/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,119
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,922
−HK$2,848/mo
Today · 4.125%
HK$95,770
baseline
▲ 0.50% · 4.625%
HK$101,598
+HK$5,828/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,540/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,256
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,945
−HK$2,728/mo
Today · 4.125%
HK$105,673
baseline
▲ 0.50% · 4.625%
HK$111,243
+HK$5,570/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,346/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,144 · Scale 2, in force from 26 Feb 2026)