LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,067
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,624
−HK$1,583/mo
Today · 4.125%
HK$53,207
baseline
▲ 0.50% · 4.625%
HK$56,444
+HK$3,237/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,414/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,699
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,193
−HK$1,515/mo
Today · 4.125%
HK$58,708
baseline
▲ 0.50% · 4.625%
HK$61,803
+HK$3,095/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,416/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,081
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,949
−HK$1,899/mo
Today · 4.125%
HK$63,848
baseline
▲ 0.50% · 4.625%
HK$67,733
+HK$3,885/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,696/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,839
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,632
−HK$1,818/mo
Today · 4.125%
HK$70,450
baseline
▲ 0.50% · 4.625%
HK$74,164
+HK$3,714/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,900/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,094
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,274
−HK$2,215/mo
Today · 4.125%
HK$74,489
baseline
▲ 0.50% · 4.625%
HK$79,022
+HK$4,533/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,978/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,979
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,070
−HK$2,122/mo
Today · 4.125%
HK$82,192
baseline
▲ 0.50% · 4.625%
HK$86,524
+HK$4,332/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,384/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,121
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,924
−HK$2,848/mo
Today · 4.125%
HK$95,772
baseline
▲ 0.50% · 4.625%
HK$101,600
+HK$5,828/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,544/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,258
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,947
−HK$2,728/mo
Today · 4.125%
HK$105,675
baseline
▲ 0.50% · 4.625%
HK$111,245
+HK$5,570/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,350/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,164 · Scale 2, in force from 26 Feb 2026)