LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,070
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,627
−HK$1,582/mo
Today · 4.125%
HK$53,209
baseline
▲ 0.50% · 4.625%
HK$56,447
+HK$3,238/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,418/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,702
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,196
−HK$1,515/mo
Today · 4.125%
HK$58,711
baseline
▲ 0.50% · 4.625%
HK$61,806
+HK$3,095/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,422/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,083
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,952
−HK$1,899/mo
Today · 4.125%
HK$63,851
baseline
▲ 0.50% · 4.625%
HK$67,736
+HK$3,885/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$127,702/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,842
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,635
−HK$1,818/mo
Today · 4.125%
HK$70,453
baseline
▲ 0.50% · 4.625%
HK$74,167
+HK$3,714/mo
Deposit HK$8.78M · loan HK$13.17M · min. income ≈ HK$140,906/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,097
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,278
−HK$2,215/mo
Today · 4.125%
HK$74,493
baseline
▲ 0.50% · 4.625%
HK$79,026
+HK$4,533/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,986/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,983
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,074
−HK$2,122/mo
Today · 4.125%
HK$82,196
baseline
▲ 0.50% · 4.625%
HK$86,528
+HK$4,332/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,392/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,125
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,929
−HK$2,848/mo
Today · 4.125%
HK$95,777
baseline
▲ 0.50% · 4.625%
HK$101,605
+HK$5,828/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,554/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,263
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,952
−HK$2,728/mo
Today · 4.125%
HK$105,680
baseline
▲ 0.50% · 4.625%
HK$111,251
+HK$5,571/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,360/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,209 · Scale 2, in force from 26 Feb 2026)