LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,072
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,629
−HK$1,583/mo
Today · 4.125%
HK$53,212
baseline
▲ 0.50% · 4.625%
HK$56,450
+HK$3,238/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,424/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,705
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,199
−HK$1,515/mo
Today · 4.125%
HK$58,714
baseline
▲ 0.50% · 4.625%
HK$61,809
+HK$3,095/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,428/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,086
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,955
−HK$1,899/mo
Today · 4.125%
HK$63,854
baseline
▲ 0.50% · 4.625%
HK$67,740
+HK$3,886/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$127,708/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,845
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,638
−HK$1,819/mo
Today · 4.125%
HK$70,457
baseline
▲ 0.50% · 4.625%
HK$74,171
+HK$3,714/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$140,914/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,101
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,281
−HK$2,216/mo
Today · 4.125%
HK$74,497
baseline
▲ 0.50% · 4.625%
HK$79,030
+HK$4,533/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$148,994/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,986
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,078
−HK$2,122/mo
Today · 4.125%
HK$82,200
baseline
▲ 0.50% · 4.625%
HK$86,533
+HK$4,333/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,400/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,130
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,933
−HK$2,848/mo
Today · 4.125%
HK$95,781
baseline
▲ 0.50% · 4.625%
HK$101,610
+HK$5,829/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,562/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,268
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,957
−HK$2,728/mo
Today · 4.125%
HK$105,685
baseline
▲ 0.50% · 4.625%
HK$111,256
+HK$5,571/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,370/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,255 · Scale 2, in force from 26 Feb 2026)