LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,075
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,633
−HK$1,582/mo
Today · 4.125%
HK$53,215
baseline
▲ 0.50% · 4.625%
HK$56,453
+HK$3,238/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,430/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,708
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,202
−HK$1,516/mo
Today · 4.125%
HK$58,718
baseline
▲ 0.50% · 4.625%
HK$61,813
+HK$3,095/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,436/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,090
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,960
−HK$1,899/mo
Today · 4.125%
HK$63,859
baseline
▲ 0.50% · 4.625%
HK$67,744
+HK$3,885/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$127,718/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,850
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,643
−HK$1,819/mo
Today · 4.125%
HK$70,462
baseline
▲ 0.50% · 4.625%
HK$74,176
+HK$3,714/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$140,924/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,105
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$72,286
−HK$2,216/mo
Today · 4.125%
HK$74,502
baseline
▲ 0.50% · 4.625%
HK$79,035
+HK$4,533/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$149,004/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,992
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,083
−HK$2,122/mo
Today · 4.125%
HK$82,205
baseline
▲ 0.50% · 4.625%
HK$86,538
+HK$4,333/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,410/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,136
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,939
−HK$2,849/mo
Today · 4.125%
HK$95,788
baseline
▲ 0.50% · 4.625%
HK$101,616
+HK$5,828/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,576/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,275
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,964
−HK$2,728/mo
Today · 4.125%
HK$105,692
baseline
▲ 0.50% · 4.625%
HK$111,264
+HK$5,572/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,384/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,317 · Scale 2, in force from 26 Feb 2026)