LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,076
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,634
−HK$1,582/mo
Today · 4.125%
HK$53,216
baseline
▲ 0.50% · 4.625%
HK$56,454
+HK$3,238/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,432/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,709
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,203
−HK$1,516/mo
Today · 4.125%
HK$58,719
baseline
▲ 0.50% · 4.625%
HK$61,814
+HK$3,095/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,438/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,091
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,960
−HK$1,899/mo
Today · 4.125%
HK$63,859
baseline
▲ 0.50% · 4.625%
HK$67,745
+HK$3,886/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$127,718/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,851
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,644
−HK$1,819/mo
Today · 4.125%
HK$70,463
baseline
▲ 0.50% · 4.625%
HK$74,177
+HK$3,714/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$140,926/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,106
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$72,287
−HK$2,216/mo
Today · 4.125%
HK$74,503
baseline
▲ 0.50% · 4.625%
HK$79,036
+HK$4,533/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$149,006/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,993
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,084
−HK$2,122/mo
Today · 4.125%
HK$82,206
baseline
▲ 0.50% · 4.625%
HK$86,540
+HK$4,334/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,412/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,137
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,940
−HK$2,849/mo
Today · 4.125%
HK$95,789
baseline
▲ 0.50% · 4.625%
HK$101,618
+HK$5,829/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,578/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,276
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,966
−HK$2,728/mo
Today · 4.125%
HK$105,694
baseline
▲ 0.50% · 4.625%
HK$111,265
+HK$5,571/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,388/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,329 · Scale 2, in force from 26 Feb 2026)