LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,077
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,634
−HK$1,583/mo
Today · 4.125%
HK$53,217
baseline
▲ 0.50% · 4.625%
HK$56,455
+HK$3,238/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,434/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,710
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,204
−HK$1,515/mo
Today · 4.125%
HK$58,719
baseline
▲ 0.50% · 4.625%
HK$61,815
+HK$3,096/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,438/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,092
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,961
−HK$1,899/mo
Today · 4.125%
HK$63,860
baseline
▲ 0.50% · 4.625%
HK$67,746
+HK$3,886/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$127,720/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,852
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,644
−HK$1,819/mo
Today · 4.125%
HK$70,463
baseline
▲ 0.50% · 4.625%
HK$74,178
+HK$3,715/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$140,926/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,107
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,288
−HK$2,215/mo
Today · 4.125%
HK$74,503
baseline
▲ 0.50% · 4.625%
HK$79,037
+HK$4,534/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$149,006/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,994
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,085
−HK$2,122/mo
Today · 4.125%
HK$82,207
baseline
▲ 0.50% · 4.625%
HK$86,541
+HK$4,334/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,414/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,138
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,942
−HK$2,848/mo
Today · 4.125%
HK$95,790
baseline
▲ 0.50% · 4.625%
HK$101,619
+HK$5,829/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$191,580/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,277
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,967
−HK$2,728/mo
Today · 4.125%
HK$105,695
baseline
▲ 0.50% · 4.625%
HK$111,266
+HK$5,571/mo
Deposit HK$2.20M · loan HK$19.76M · min. income ≈ HK$211,390/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,340 · Scale 2, in force from 26 Feb 2026)