LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,080
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,638
−HK$1,582/mo
Today · 4.125%
HK$53,220
baseline
▲ 0.50% · 4.625%
HK$56,459
+HK$3,239/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,440/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,713
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,207
−HK$1,516/mo
Today · 4.125%
HK$58,723
baseline
▲ 0.50% · 4.625%
HK$61,819
+HK$3,096/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,446/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,096
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,965
−HK$1,899/mo
Today · 4.125%
HK$63,864
baseline
▲ 0.50% · 4.625%
HK$67,750
+HK$3,886/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$127,728/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,856
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,649
−HK$1,819/mo
Today · 4.125%
HK$70,468
baseline
▲ 0.50% · 4.625%
HK$74,182
+HK$3,714/mo
Deposit HK$8.78M · loan HK$13.18M · min. income ≈ HK$140,936/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,112
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,293
−HK$2,215/mo
Today · 4.125%
HK$74,508
baseline
▲ 0.50% · 4.625%
HK$79,042
+HK$4,534/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$149,016/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,999
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,090
−HK$2,123/mo
Today · 4.125%
HK$82,213
baseline
▲ 0.50% · 4.625%
HK$86,546
+HK$4,333/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,426/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,144
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,948
−HK$2,848/mo
Today · 4.125%
HK$95,796
baseline
▲ 0.50% · 4.625%
HK$101,625
+HK$5,829/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,592/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,284
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,973
−HK$2,729/mo
Today · 4.125%
HK$105,702
baseline
▲ 0.50% · 4.625%
HK$111,274
+HK$5,572/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,404/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,401 · Scale 2, in force from 26 Feb 2026)