LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,081
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,639
−HK$1,582/mo
Today · 4.125%
HK$53,221
baseline
▲ 0.50% · 4.625%
HK$56,460
+HK$3,239/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,442/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,714
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,209
−HK$1,515/mo
Today · 4.125%
HK$58,724
baseline
▲ 0.50% · 4.625%
HK$61,820
+HK$3,096/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,448/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$933,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,097
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,966
−HK$1,899/mo
Today · 4.125%
HK$63,865
baseline
▲ 0.50% · 4.625%
HK$67,752
+HK$3,887/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,730/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,857
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,650
−HK$1,819/mo
Today · 4.125%
HK$70,469
baseline
▲ 0.50% · 4.625%
HK$74,184
+HK$3,715/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$140,938/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,113
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$72,294
−HK$2,216/mo
Today · 4.125%
HK$74,510
baseline
▲ 0.50% · 4.625%
HK$79,043
+HK$4,533/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$149,020/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,000
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,092
−HK$2,122/mo
Today · 4.125%
HK$82,214
baseline
▲ 0.50% · 4.625%
HK$86,548
+HK$4,334/mo
Deposit HK$6.59M · loan HK$15.37M · min. income ≈ HK$164,428/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,145
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$92,949
−HK$2,849/mo
Today · 4.125%
HK$95,798
baseline
▲ 0.50% · 4.625%
HK$101,627
+HK$5,829/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,596/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,286
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,975
−HK$2,729/mo
Today · 4.125%
HK$105,704
baseline
▲ 0.50% · 4.625%
HK$111,276
+HK$5,572/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,408/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,418 · Scale 2, in force from 26 Feb 2026)