LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,090
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,649
−HK$1,583/mo
Today · 4.125%
HK$53,232
baseline
▲ 0.50% · 4.625%
HK$56,471
+HK$3,239/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,464/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,725
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,220
−HK$1,516/mo
Today · 4.125%
HK$58,736
baseline
▲ 0.50% · 4.625%
HK$61,832
+HK$3,096/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,472/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,109
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,978
−HK$1,900/mo
Today · 4.125%
HK$63,878
baseline
▲ 0.50% · 4.625%
HK$67,765
+HK$3,887/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,756/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,870
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,664
−HK$1,819/mo
Today · 4.125%
HK$70,483
baseline
▲ 0.50% · 4.625%
HK$74,198
+HK$3,715/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$140,966/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,127
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$72,308
−HK$2,216/mo
Today · 4.125%
HK$74,524
baseline
▲ 0.50% · 4.625%
HK$79,059
+HK$4,535/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,048/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,015
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$80,108
−HK$2,122/mo
Today · 4.125%
HK$82,230
baseline
▲ 0.50% · 4.625%
HK$86,565
+HK$4,335/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,460/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,163
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$92,967
−HK$2,850/mo
Today · 4.125%
HK$95,817
baseline
▲ 0.50% · 4.625%
HK$101,647
+HK$5,830/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,634/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,305
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$102,995
−HK$2,729/mo
Today · 4.125%
HK$105,724
baseline
▲ 0.50% · 4.625%
HK$111,297
+HK$5,573/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,448/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,600 · Scale 2, in force from 26 Feb 2026)