LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,092
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,650
−HK$1,583/mo
Today · 4.125%
HK$53,233
baseline
▲ 0.50% · 4.625%
HK$56,473
+HK$3,240/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,466/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,727
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,222
−HK$1,516/mo
Today · 4.125%
HK$58,738
baseline
▲ 0.50% · 4.625%
HK$61,834
+HK$3,096/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,476/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,111
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,980
−HK$1,900/mo
Today · 4.125%
HK$63,880
baseline
▲ 0.50% · 4.625%
HK$67,767
+HK$3,887/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,760/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,873
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,666
−HK$1,819/mo
Today · 4.125%
HK$70,485
baseline
▲ 0.50% · 4.625%
HK$74,201
+HK$3,716/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$140,970/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,129
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$72,311
−HK$2,216/mo
Today · 4.125%
HK$74,527
baseline
▲ 0.50% · 4.625%
HK$79,062
+HK$4,535/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,054/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,018
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$80,110
−HK$2,123/mo
Today · 4.125%
HK$82,233
baseline
▲ 0.50% · 4.625%
HK$86,568
+HK$4,335/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,466/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,166
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$92,971
−HK$2,849/mo
Today · 4.125%
HK$95,820
baseline
▲ 0.50% · 4.625%
HK$101,651
+HK$5,831/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,640/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,309
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$102,999
−HK$2,729/mo
Today · 4.125%
HK$105,728
baseline
▲ 0.50% · 4.625%
HK$111,301
+HK$5,573/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,456/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,632 · Scale 2, in force from 26 Feb 2026)