LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,093
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,651
−HK$1,583/mo
Today · 4.125%
HK$53,234
baseline
▲ 0.50% · 4.625%
HK$56,473
+HK$3,239/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,468/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,728
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,222
−HK$1,516/mo
Today · 4.125%
HK$58,738
baseline
▲ 0.50% · 4.625%
HK$61,835
+HK$3,097/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,476/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,111
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,981
−HK$1,900/mo
Today · 4.125%
HK$63,881
baseline
▲ 0.50% · 4.625%
HK$67,768
+HK$3,887/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,762/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,873
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,667
−HK$1,819/mo
Today · 4.125%
HK$70,486
baseline
▲ 0.50% · 4.625%
HK$74,202
+HK$3,716/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$140,972/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,130
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$72,311
−HK$2,217/mo
Today · 4.125%
HK$74,528
baseline
▲ 0.50% · 4.625%
HK$79,062
+HK$4,534/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,056/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,019
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$80,111
−HK$2,123/mo
Today · 4.125%
HK$82,234
baseline
▲ 0.50% · 4.625%
HK$86,568
+HK$4,334/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,468/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,167
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$92,972
−HK$2,849/mo
Today · 4.125%
HK$95,821
baseline
▲ 0.50% · 4.625%
HK$101,652
+HK$5,831/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,642/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,310
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$103,000
−HK$2,729/mo
Today · 4.125%
HK$105,729
baseline
▲ 0.50% · 4.625%
HK$111,302
+HK$5,573/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,458/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,641 · Scale 2, in force from 26 Feb 2026)