LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,095
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,653
−HK$1,583/mo
Today · 4.125%
HK$53,236
baseline
▲ 0.50% · 4.625%
HK$56,476
+HK$3,240/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,472/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,730
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,225
−HK$1,516/mo
Today · 4.125%
HK$58,741
baseline
▲ 0.50% · 4.625%
HK$61,837
+HK$3,096/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,482/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,114
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,984
−HK$1,900/mo
Today · 4.125%
HK$63,884
baseline
▲ 0.50% · 4.625%
HK$67,771
+HK$3,887/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,768/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,876
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,670
−HK$1,819/mo
Today · 4.125%
HK$70,489
baseline
▲ 0.50% · 4.625%
HK$74,205
+HK$3,716/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$140,978/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,133
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$72,314
−HK$2,217/mo
Today · 4.125%
HK$74,531
baseline
▲ 0.50% · 4.625%
HK$79,066
+HK$4,535/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,062/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,022
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$80,115
−HK$2,122/mo
Today · 4.125%
HK$82,237
baseline
▲ 0.50% · 4.625%
HK$86,572
+HK$4,335/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,474/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,171
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$92,976
−HK$2,849/mo
Today · 4.125%
HK$95,825
baseline
▲ 0.50% · 4.625%
HK$101,656
+HK$5,831/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,650/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,314
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,005
−HK$2,729/mo
Today · 4.125%
HK$105,734
baseline
▲ 0.50% · 4.625%
HK$111,307
+HK$5,573/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,468/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,682 · Scale 2, in force from 26 Feb 2026)