LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,097
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,655
−HK$1,583/mo
Today · 4.125%
HK$53,238
baseline
▲ 0.50% · 4.625%
HK$56,477
+HK$3,239/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$106,476/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,732
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,227
−HK$1,516/mo
Today · 4.125%
HK$58,743
baseline
▲ 0.50% · 4.625%
HK$61,839
+HK$3,096/mo
Deposit HK$10.98M · loan HK$10.98M · min. income ≈ HK$117,486/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,116
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,986
−HK$1,900/mo
Today · 4.125%
HK$63,886
baseline
▲ 0.50% · 4.625%
HK$67,773
+HK$3,887/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,772/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,878
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,672
−HK$1,820/mo
Today · 4.125%
HK$70,492
baseline
▲ 0.50% · 4.625%
HK$74,207
+HK$3,715/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$140,984/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,135
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$72,317
−HK$2,216/mo
Today · 4.125%
HK$74,533
baseline
▲ 0.50% · 4.625%
HK$79,068
+HK$4,535/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,066/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,025
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$80,117
−HK$2,123/mo
Today · 4.125%
HK$82,240
baseline
▲ 0.50% · 4.625%
HK$86,575
+HK$4,335/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,480/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$933,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,174
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,979
−HK$2,850/mo
Today · 4.125%
HK$95,829
baseline
▲ 0.50% · 4.625%
HK$101,659
+HK$5,830/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,658/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,318
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$103,008
−HK$2,729/mo
Today · 4.125%
HK$105,737
baseline
▲ 0.50% · 4.625%
HK$111,311
+HK$5,574/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,474/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,713 · Scale 2, in force from 26 Feb 2026)