LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,099
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,658
−HK$1,583/mo
Today · 4.125%
HK$53,241
baseline
▲ 0.50% · 4.625%
HK$56,481
+HK$3,240/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,482/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,735
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,230
−HK$1,516/mo
Today · 4.125%
HK$58,746
baseline
▲ 0.50% · 4.625%
HK$61,843
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,492/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,119
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,989
−HK$1,900/mo
Today · 4.125%
HK$63,889
baseline
▲ 0.50% · 4.625%
HK$67,777
+HK$3,888/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,778/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,882
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,676
−HK$1,820/mo
Today · 4.125%
HK$70,496
baseline
▲ 0.50% · 4.625%
HK$74,211
+HK$3,715/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$140,992/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,139
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,321
−HK$2,217/mo
Today · 4.125%
HK$74,538
baseline
▲ 0.50% · 4.625%
HK$79,073
+HK$4,535/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,076/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,029
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,122
−HK$2,123/mo
Today · 4.125%
HK$82,245
baseline
▲ 0.50% · 4.625%
HK$86,580
+HK$4,335/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,490/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,179
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,984
−HK$2,850/mo
Today · 4.125%
HK$95,834
baseline
▲ 0.50% · 4.625%
HK$101,665
+HK$5,831/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,668/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,323
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,014
−HK$2,729/mo
Today · 4.125%
HK$105,743
baseline
▲ 0.50% · 4.625%
HK$111,317
+HK$5,574/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,486/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,766 · Scale 2, in force from 26 Feb 2026)