LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,101
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,659
−HK$1,584/mo
Today · 4.125%
HK$53,243
baseline
▲ 0.50% · 4.625%
HK$56,482
+HK$3,239/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,486/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,737
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,232
−HK$1,516/mo
Today · 4.125%
HK$58,748
baseline
▲ 0.50% · 4.625%
HK$61,845
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,496/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,121
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,991
−HK$1,900/mo
Today · 4.125%
HK$63,891
baseline
▲ 0.50% · 4.625%
HK$67,779
+HK$3,888/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,782/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,884
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,678
−HK$1,820/mo
Today · 4.125%
HK$70,498
baseline
▲ 0.50% · 4.625%
HK$74,214
+HK$3,716/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$140,996/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,141
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,323
−HK$2,217/mo
Today · 4.125%
HK$74,540
baseline
▲ 0.50% · 4.625%
HK$79,075
+HK$4,535/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,080/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,032
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$80,124
−HK$2,123/mo
Today · 4.125%
HK$82,247
baseline
▲ 0.50% · 4.625%
HK$86,583
+HK$4,336/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,494/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,182
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,987
−HK$2,850/mo
Today · 4.125%
HK$95,837
baseline
▲ 0.50% · 4.625%
HK$101,668
+HK$5,831/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,674/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,326
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,017
−HK$2,730/mo
Today · 4.125%
HK$105,747
baseline
▲ 0.50% · 4.625%
HK$111,321
+HK$5,574/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,494/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,795 · Scale 2, in force from 26 Feb 2026)