LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,102
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,660
−HK$1,584/mo
Today · 4.125%
HK$53,244
baseline
▲ 0.50% · 4.625%
HK$56,483
+HK$3,239/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,488/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,738
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,233
−HK$1,516/mo
Today · 4.125%
HK$58,749
baseline
▲ 0.50% · 4.625%
HK$61,846
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,498/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,122
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,992
−HK$1,900/mo
Today · 4.125%
HK$63,892
baseline
▲ 0.50% · 4.625%
HK$67,780
+HK$3,888/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,784/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,885
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,679
−HK$1,820/mo
Today · 4.125%
HK$70,499
baseline
▲ 0.50% · 4.625%
HK$74,215
+HK$3,716/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$140,998/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,143
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$72,324
−HK$2,217/mo
Today · 4.125%
HK$74,541
baseline
▲ 0.50% · 4.625%
HK$79,077
+HK$4,536/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,082/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,033
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,126
−HK$2,123/mo
Today · 4.125%
HK$82,249
baseline
▲ 0.50% · 4.625%
HK$86,584
+HK$4,335/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,498/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,183
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$92,989
−HK$2,850/mo
Today · 4.125%
HK$95,839
baseline
▲ 0.50% · 4.625%
HK$101,670
+HK$5,831/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$191,678/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,328
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,019
−HK$2,729/mo
Today · 4.125%
HK$105,748
baseline
▲ 0.50% · 4.625%
HK$111,323
+HK$5,575/mo
Deposit HK$2.20M · loan HK$19.77M · min. income ≈ HK$211,496/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,812 · Scale 2, in force from 26 Feb 2026)