LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,103
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,661
−HK$1,583/mo
Today · 4.125%
HK$53,244
baseline
▲ 0.50% · 4.625%
HK$56,484
+HK$3,240/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,488/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,739
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,233
−HK$1,517/mo
Today · 4.125%
HK$58,750
baseline
▲ 0.50% · 4.625%
HK$61,847
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,500/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,123
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,993
−HK$1,900/mo
Today · 4.125%
HK$63,893
baseline
▲ 0.50% · 4.625%
HK$67,781
+HK$3,888/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,786/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,886
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,680
−HK$1,820/mo
Today · 4.125%
HK$70,500
baseline
▲ 0.50% · 4.625%
HK$74,216
+HK$3,716/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$141,000/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,144
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$72,325
−HK$2,217/mo
Today · 4.125%
HK$74,542
baseline
▲ 0.50% · 4.625%
HK$79,078
+HK$4,536/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,084/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,034
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,127
−HK$2,123/mo
Today · 4.125%
HK$82,250
baseline
▲ 0.50% · 4.625%
HK$86,585
+HK$4,335/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,500/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,185
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,990
−HK$2,850/mo
Today · 4.125%
HK$95,840
baseline
▲ 0.50% · 4.625%
HK$101,672
+HK$5,832/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,680/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,329
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,020
−HK$2,730/mo
Today · 4.125%
HK$105,750
baseline
▲ 0.50% · 4.625%
HK$111,324
+HK$5,574/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,500/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,824 · Scale 2, in force from 26 Feb 2026)