LTV · monthly repayment
▼ 0.50% · 3.625%
HK$501,034
−HK$31,419/mo
▼ 0.25% · 3.875%
HK$516,619
−HK$15,834/mo
Today · 4.125%
HK$532,453
baseline
▲ 0.50% · 4.625%
HK$564,851
+HK$32,398/mo
Deposit HK$109.86M · loan HK$109.86M · min. income ≈ HK$1,064,906/mo (50% DSR)
Upfront cash ≈ HK$124.15M (deposit + AVD stamp duty HK$14,282,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$557,395
−HK$30,114/mo
▼ 0.25% · 3.875%
HK$572,344
−HK$15,165/mo
Today · 4.125%
HK$587,509
baseline
▲ 0.50% · 4.625%
HK$618,478
+HK$30,969/mo
Deposit HK$109.86M · loan HK$109.86M · min. income ≈ HK$1,175,018/mo (50% DSR)
Upfront cash ≈ HK$124.15M (deposit + AVD stamp duty HK$14,282,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$601,240
−HK$37,703/mo
▼ 0.25% · 3.875%
HK$619,942
−HK$19,001/mo
Today · 4.125%
HK$638,943
baseline
▲ 0.50% · 4.625%
HK$677,821
+HK$38,878/mo
Deposit HK$87.89M · loan HK$131.84M · min. income ≈ HK$1,277,886/mo (50% DSR)
Upfront cash ≈ HK$102.17M (deposit + AVD stamp duty HK$14,282,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$668,874
−HK$36,137/mo
▼ 0.25% · 3.875%
HK$686,813
−HK$18,198/mo
Today · 4.125%
HK$705,011
baseline
▲ 0.50% · 4.625%
HK$742,173
+HK$37,162/mo
Deposit HK$87.89M · loan HK$131.84M · min. income ≈ HK$1,410,022/mo (50% DSR)
Upfront cash ≈ HK$102.17M (deposit + AVD stamp duty HK$14,282,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$701,447
−HK$43,987/mo
▼ 0.25% · 3.875%
HK$723,266
−HK$22,168/mo
Today · 4.125%
HK$745,434
baseline
▲ 0.50% · 4.625%
HK$790,792
+HK$45,358/mo
Deposit HK$65.92M · loan HK$153.81M · min. income ≈ HK$1,490,868/mo (50% DSR)
Upfront cash ≈ HK$80.20M (deposit + AVD stamp duty HK$14,282,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$780,353
−HK$42,160/mo
▼ 0.25% · 3.875%
HK$801,281
−HK$21,232/mo
Today · 4.125%
HK$822,513
baseline
▲ 0.50% · 4.625%
HK$865,869
+HK$43,356/mo
Deposit HK$65.92M · loan HK$153.81M · min. income ≈ HK$1,645,026/mo (50% DSR)
Upfront cash ≈ HK$80.20M (deposit + AVD stamp duty HK$14,282,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$901,860
−HK$56,555/mo
▼ 0.25% · 3.875%
HK$929,913
−HK$28,502/mo
Today · 4.125%
HK$958,415
baseline
▲ 0.50% · 4.625%
HK$1,016,732
+HK$58,317/mo
Deposit HK$21.97M · loan HK$197.75M · min. income ≈ HK$1,916,830/mo (50% DSR)
Upfront cash ≈ HK$36.25M (deposit + AVD stamp duty HK$14,282,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,003,311
−HK$54,205/mo
▼ 0.25% · 3.875%
HK$1,030,219
−HK$27,297/mo
Today · 4.125%
HK$1,057,516
baseline
▲ 0.50% · 4.625%
HK$1,113,260
+HK$55,744/mo
Deposit HK$21.97M · loan HK$197.75M · min. income ≈ HK$2,115,032/mo (50% DSR)
Upfront cash ≈ HK$36.25M (deposit + AVD stamp duty HK$14,282,245 · Scale 2, in force from 26 Feb 2026)