LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,105
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,663
−HK$1,584/mo
Today · 4.125%
HK$53,247
baseline
▲ 0.50% · 4.625%
HK$56,487
+HK$3,240/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,494/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,741
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,236
−HK$1,517/mo
Today · 4.125%
HK$58,753
baseline
▲ 0.50% · 4.625%
HK$61,850
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,506/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,126
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,996
−HK$1,900/mo
Today · 4.125%
HK$63,896
baseline
▲ 0.50% · 4.625%
HK$67,784
+HK$3,888/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,792/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,889
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,683
−HK$1,820/mo
Today · 4.125%
HK$70,503
baseline
▲ 0.50% · 4.625%
HK$74,220
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$141,006/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,147
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,329
−HK$2,217/mo
Today · 4.125%
HK$74,546
baseline
▲ 0.50% · 4.625%
HK$79,082
+HK$4,536/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,092/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,038
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,131
−HK$2,123/mo
Today · 4.125%
HK$82,254
baseline
▲ 0.50% · 4.625%
HK$86,590
+HK$4,336/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,508/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,189
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,994
−HK$2,850/mo
Today · 4.125%
HK$95,844
baseline
▲ 0.50% · 4.625%
HK$101,676
+HK$5,832/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,688/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,334
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,025
−HK$2,730/mo
Today · 4.125%
HK$105,755
baseline
▲ 0.50% · 4.625%
HK$111,329
+HK$5,574/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,510/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,869 · Scale 2, in force from 26 Feb 2026)