LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,106
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,665
−HK$1,584/mo
Today · 4.125%
HK$53,249
baseline
▲ 0.50% · 4.625%
HK$56,489
+HK$3,240/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,498/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,743
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,238
−HK$1,517/mo
Today · 4.125%
HK$58,755
baseline
▲ 0.50% · 4.625%
HK$61,852
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,510/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,128
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,998
−HK$1,900/mo
Today · 4.125%
HK$63,898
baseline
▲ 0.50% · 4.625%
HK$67,786
+HK$3,888/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,796/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,892
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,685
−HK$1,820/mo
Today · 4.125%
HK$70,505
baseline
▲ 0.50% · 4.625%
HK$74,222
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$141,010/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,149
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,331
−HK$2,217/mo
Today · 4.125%
HK$74,548
baseline
▲ 0.50% · 4.625%
HK$79,084
+HK$4,536/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,096/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,040
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,133
−HK$2,123/mo
Today · 4.125%
HK$82,256
baseline
▲ 0.50% · 4.625%
HK$86,592
+HK$4,336/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,512/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,192
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,997
−HK$2,850/mo
Today · 4.125%
HK$95,847
baseline
▲ 0.50% · 4.625%
HK$101,679
+HK$5,832/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,694/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,337
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,028
−HK$2,730/mo
Today · 4.125%
HK$105,758
baseline
▲ 0.50% · 4.625%
HK$111,333
+HK$5,575/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,516/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,897 · Scale 2, in force from 26 Feb 2026)